Hey Students, Don’t Get Duped By Debt

College is the time to make new friends, share in new experiences, and WHAT? . . .establish more DEBT? Yep, like it or not, unless your parents are wealthy you will acquire some debt while in school. The good news is that you can limit the amount that you borrow. Even though you are borrowing money to create more wealth for the future, debt management is crucial for future success. Here are some tips to be smart about borrowing and not be duped by debt!

  • More expensive does not always equal better. Pick a school which best fits into the family budget. There are many public colleges which are ranked as some of the best colleges in the country. State funded schools provide a high quality education with a much lower price tag than a private college. Also, there is nothing wrong with starting at a community college and transferring credits. The only thing you miss out on is the higher loan payments- what a pity! Read up on college rankings, best values for the money, etc, and always consider finanaces when picking your college.

 

  • Spend less on textbooks. Renting textbooks is a no-brainer when it comes to reducing debt. Review our site to learn about the best places to rent textbooks and save boat loads of money.

 

  • Be creative about borrowing. If you can borrow money for school from a family member or outside source (interest-free) go for it!

 

  • Be smart about credit. Credit cards are a huge culprit of future debt- so use responsibly. Ideally, only use it in cases of emergencies. Keep the limit to a low amount such as $500. This will save the future aggravation of playing catch-up with soaring interest rates.

 

  • Make you major count. Use logic when choosing a major. Though we all like to romanticize the concept of learning for its own sake, the practical fact is that the primary goal of attending college is to gain future employment. With that being said, if you must major in liberal studies, pick a minor which is specialized to afford you a competitive edge. Otherwise you will be moving back in with mom and dad after graduation.

 

 

 

 

 

eCampus.com - Rent or Buy Textbooks Biggerbooks.com Great alternative to textbook rentals, saves students a lot of money

Amazon.com Buyback Program Review

When it comes to buying books, whether fiction, non-fiction or even textbooks for college, Amazon.com is usually one of the first places people go to try and find the book they want at a good price. In the space of only a few years, Amazon has become the biggest online retailer of books, and now it looks like they have set their sights on the textbook buyback market too. Their new buyback program provides students who’ve got textbooks they no longer need any more, with another way of getting back some of the money they invested in them.

But is the best place to buy books online also the best place to sell textbooks online? We’re not so sure.

Sell Textbooks Online

Choosing Amazon.com for your online textbooks sale does have some benefits. For a start, Amazon is a name the most of us have grown up with, and a business that has developed a lot of trust with their customers. This gives them a lot of credibility when you’re looking for the best place to sell textbooks online. It is worth mentioning however, that while Amazon may be a name you can trust, there is also a third party merchant involved in their buyback program, although the majority of feedback from students who have used the service, is generally very good.

Amazon.com Buyback ReviewAmazon’s buyback program is slightly different to a lot of the others you will find on the web, but this could suit a lot of users. Because the textbook buyback service is an extension of Amazon.com, it can seem a lot more cluttered than some of the other websites, but it retains the same look and feel as the main site, so most people will be used to it and have no difficulty navigating their way around it. Having easy access to the main Amazon site is also useful when you want to compare prices of selling books online, so you can see if you are getting a good deal.

Where most other buyback sites give you the opportunity to sell textbooks for cash, this program actually pays you with an Amazon Gift Certificate. If you’re looking to get your hands on some cold hard cash, this might not be ideal. However, if you were planning to buy more books, or anything else Amazon sells for that matter, it can be a great way to get rid of your old textbooks, especially as Amazon appears to offer better prices than some of the other sites. With free shipping as well, it doesn’t cost you anything to send your books, and you can even choose the faster UPS service (unlike the USPS Media Mail service offered by many textbook buyback sites, that can take up to 14 days), so you get your money much quicker.

Sell Textbooks for Cash

If the idea of selling your textbooks for a Gift Certificate doesn’t appeal to you, Amazon does offer another option that most other buyback programs can’t. You could always use the Amazon marketplace to sell your textbooks. This might require a little more work as you have to list each of the books you want to sell, and there will be fees you need to pay, but it could be worth it. Because with this approach you are selling direct to the buyer, when they compare prices of sites that sell textbooks online, and see that they can buy yours for less, it could be an easy way to make more money than using the buyback program. Plus you’ll get paid in cash rather than a Gift Certificate.

With a name most people know and trust, their own forum full of positive comments, free shipping and prices that seem to be nearly as good than the other programs on the web, this could be a great way for you to free up some of your investment in your college textbooks.

The downside is the gift certificate pay program which really only works if you do a lot of shopping on Amazon.

eCampus.com - Rent or Buy Textbooks Biggerbooks.com Great alternative to textbook rentals, saves students a lot of money