When It Comes To Saving Money, A Little Goes A Long Way!

Even the smallest changes in everyday lifestyle lead to big savings overtime. Here are some easy tips and tricks to help save money:

  • Pinch every penny (literally, right into a coin jar). A change jar is one of the easiest and most effective ways to watch your money grow. When you see a penny on the street, do you pick it up or walk right by? We are flooded with change on a daily basis. Make it a habit of emptying out your pockets every night and collecting all spare change into a jar. Once the jar is filled, count and cash in at a bank with a coin machine (one that doesn’t charge a fee for the privilage of counting your coins). You will be delighted with the results! This is also a good way to establish a strong money saving mindset.

 

  • Kick the coffee (or the buying of it, at least). Purchasing a daily cup of joe seems like no biggie BUT one cup of coffee per day can add up to $1,500 or more per year! Ouch! Do you really want to drink that money away? Instead, brew coffee at home and carry it in a thermos or to-go cup.

 

  • Trade the plastic for a Brita. Instead of spending $1 a day on a natural resource, drink water straight from the tap. If you aren’t a fan of tap water, buy a Brita filter to flush out any impurities. It’s good for the environment, so technically you are saving money and saving the world at the same time! What could be better than that?

 

  • Coupons, Student discounts, and other assorted no-brainers. Nowadays, most supermarkets offer money saving bonus cards. Be sure to always carry this with you, as well as coupons when going to the market.
  • Students have the advantage of getting discounts on everything from travel and software, to pizza. Take advantage of these savings by always having your student ID on hand.
  • Drink cheap. I have two words for you – Natty Light. If you are in college, you know what I’m talking about. Do not waste money on pricey beer!

 

Good luck, my money saving, coffee brewing, earth loving friends!

 

 

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Hey Students, Don’t Get Duped By Debt

College is the time to make new friends, share in new experiences, and WHAT? . . .establish more DEBT? Yep, like it or not, unless your parents are wealthy you will acquire some debt while in school. The good news is that you can limit the amount that you borrow. Even though you are borrowing money to create more wealth for the future, debt management is crucial for future success. Here are some tips to be smart about borrowing and not be duped by debt!

  • More expensive does not always equal better. Pick a school which best fits into the family budget. There are many public colleges which are ranked as some of the best colleges in the country. State funded schools provide a high quality education with a much lower price tag than a private college. Also, there is nothing wrong with starting at a community college and transferring credits. The only thing you miss out on is the higher loan payments- what a pity! Read up on college rankings, best values for the money, etc, and always consider finanaces when picking your college.

 

  • Spend less on textbooks. Renting textbooks is a no-brainer when it comes to reducing debt. Review our site to learn about the best places to rent textbooks and save boat loads of money.

 

  • Be creative about borrowing. If you can borrow money for school from a family member or outside source (interest-free) go for it!

 

  • Be smart about credit. Credit cards are a huge culprit of future debt- so use responsibly. Ideally, only use it in cases of emergencies. Keep the limit to a low amount such as $500. This will save the future aggravation of playing catch-up with soaring interest rates.

 

  • Make you major count. Use logic when choosing a major. Though we all like to romanticize the concept of learning for its own sake, the practical fact is that the primary goal of attending college is to gain future employment. With that being said, if you must major in liberal studies, pick a minor which is specialized to afford you a competitive edge. Otherwise you will be moving back in with mom and dad after graduation.

 

 

 

 

 

eCampus.com - Rent or Buy Textbooks Biggerbooks.com Great alternative to textbook rentals, saves students a lot of money

Cheap and Chic College Decor

Moving out of your folks’ home to live on your own is scary and exciting. You want your new college home to FEEL like a home, not a cinder block room crammed with your stuff. Whether you live in a dormitory or apartment, here are some tips to transform your new digs into a comfortable oasis- all the while sticking to a tight budget.

Dress up your dorm room with these must-have items:

  • A cozy comforter with coordinating throw pillows.
  • An accent rug with a chic pattern.
  • Curtains (ditch the ugly ones that come with the room) trust me on this.
  • Good lighting elements- seek out cute lamp shades.
  • Organizers that can easily be stored under the bed and in the closet.
  • A plethora of pictures to personalize your walls.
  • A mirror hung on the wall to make the space appear larger.

Adorn an apartment without breaking the bank with these helpful accents:

  • Buy a stylish slip cover to transform an old sofa into fabulous.
  • Raid your grandparents and parent’s house for some ”vintage treasures.” Always ask permission before you remove their furniture!
  • Use paints and stains to transform old desks and dressers into masterpieces.
  • If handy, build your own furniture. I know many fraternity members who built full service bars for the frat house. Put that same amount of gusto into building necessary pieces.
  • If you can’t make it- or take it- remeber that IKEA  is a college student’s best friend!

Keeping it clean (DIY Tips)

Between studying, classes, and socializing, cleaning surely is NOT the number one on your to-do list. Keep on top of small spaces, though, so they don’t get overridden by dirt, dust, and grime. You want your living space to be healthy. Here are some cheap and easy tidying tips that are also environmentally-friendly.

  • Instead of tossing old clothing and towels, cut them into small pieces and use as cleaning rags. This will save you lots of money overtime.
  • Sprinkle backing soda on carpets to fight nasty odors.
  • Mix 1 cup vinegar with 1 cup water in a spray bottle for a fantastic multi-purpose cleaner.
  • White distilled vinegar is an effective solution to fight mold. When your bathroom gets funky, spray the areas with vinegar and let sit (do not wipe or rinse). If you can deal with the smell temporarily, it will eventually dissolve and leave your surfaces sparkling clean.
eCampus.com - Rent or Buy Textbooks Biggerbooks.com Great alternative to textbook rentals, saves students a lot of money